Contact Us

Contact guthrie Insurance

Guthrie Insurance Brokers Ltd
Guthrie Financial Services Inc

505 Consumers Road, Suite 308 Toronto, Ontario

After hours claims emergencies 1-888-224-5677

Customary Office Hours are 9am to 5pm Monday to Friday Other times by appointment.

Guest parking: Self-serve paid parking is available directly on the east side of our building just off Hallcrown Place, which is the first street west of Victoria Park south off Consumers Rd. You will need to remember your license plate number.

On weekends or after hours messages are frequently monitored and you are welcome to leave a message in our message centre 416-487-5200 press “2"

Our team

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Mariana Roppa

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Jaclyn Gazarek

CIP, CRM, CAIB

Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

Katie Smith

CAIB

Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

Deb Castle

CAIB

Deb was in the insurance business for many years before deciding to become a registered insurance broker in 1988. Shortly thereafter, she attained the professional designation of CAIB, Canadian Accredited Insurance Broker. Deb is an experienced professional and specializes in the personal insurance area where she advises individuals and families on arranging cost-effective insurance protection for their homes, automobiles, and "toys". Deb's personal interests include crafts, photography and spending time at the lake.

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emma MacGregor

RIB

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Miranda Ma, B.Sc, RIB

Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Christina MacEwen

CAIB

Christina became a registered insurance broker in 1996, and joined Guthrie Insurance Brokers in June, 2001. She attained the professional designation of CAIB, Canadian Accredited Insurance Broker in 2005. A dedicated professional, Christina has been a member of the Young Broker Council and served on the Insurance Brokers of Toronto Region (IBTR) board. Christina is highly experienced and specializes in working with business owners and within the commercial, industrial and institutional insurance area. When not spending time with her family, Christina enjoys photography, scrapbooking, reading, and cooking

Jeff Clarkson

B.Comm, CPIB, CAIB

Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

Emma MacGregor

RIB

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Jaclyn Gazarek

CIP, CRM, CAIB

Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

Katie Smith

CAIB

Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

Deb Castle

CAIB

Deb was in the insurance business for many years before deciding to become a registered insurance broker in 1988. Shortly thereafter, she attained the professional designation of CAIB, Canadian Accredited Insurance Broker. Deb is an experienced professional and specializes in the personal insurance area where she advises individuals and families on arranging cost-effective insurance protection for their homes, automobiles, and "toys". Deb's personal interests include crafts, photography and spending time at the lake.

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emanuela Caires

CAIB

Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

Emma MacGregor

RIB

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Miranda Ma, B.Sc, RIB

Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emanuela Caires

CAIB

Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

Jeff Clarkson

B.Comm, CPIB, CAIB

Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

Emma MacGregor

RIB

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

  • Management & Administration

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Mariana Roppa

  • Client Services Personal

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Jaclyn Gazarek

    CIP, CRM, CAIB

    Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

    Katie Smith

    CAIB

    Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

    Deb Castle

    CAIB

    Deb was in the insurance business for many years before deciding to become a registered insurance broker in 1988. Shortly thereafter, she attained the professional designation of CAIB, Canadian Accredited Insurance Broker. Deb is an experienced professional and specializes in the personal insurance area where she advises individuals and families on arranging cost-effective insurance protection for their homes, automobiles, and "toys". Deb's personal interests include crafts, photography and spending time at the lake.

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emma MacGregor

    RIB

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

    Miranda Ma, B.Sc, RIB

    Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

  • Client Services Commercial

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Christina MacEwen

    CAIB

    Christina became a registered insurance broker in 1996, and joined Guthrie Insurance Brokers in June, 2001. She attained the professional designation of CAIB, Canadian Accredited Insurance Broker in 2005. A dedicated professional, Christina has been a member of the Young Broker Council and served on the Insurance Brokers of Toronto Region (IBTR) board. Christina is highly experienced and specializes in working with business owners and within the commercial, industrial and institutional insurance area. When not spending time with her family, Christina enjoys photography, scrapbooking, reading, and cooking

    Jeff Clarkson

    B.Comm, CPIB, CAIB

    Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

    Emma MacGregor

    RIB

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

  • New Insurance Inquiries Personal

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Jaclyn Gazarek

    CIP, CRM, CAIB

    Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

    Katie Smith

    CAIB

    Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

    Deb Castle

    CAIB

    Deb was in the insurance business for many years before deciding to become a registered insurance broker in 1988. Shortly thereafter, she attained the professional designation of CAIB, Canadian Accredited Insurance Broker. Deb is an experienced professional and specializes in the personal insurance area where she advises individuals and families on arranging cost-effective insurance protection for their homes, automobiles, and "toys". Deb's personal interests include crafts, photography and spending time at the lake.

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emanuela Caires

    CAIB

    Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

    Emma MacGregor

    RIB

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

    Miranda Ma, B.Sc, RIB

    Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

  • New Insurance Inquiries Commercial

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emanuela Caires

    CAIB

    Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

    Jeff Clarkson

    B.Comm, CPIB, CAIB

    Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

    Emma MacGregor

    RIB

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.