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Disaster Readiness - Plan for the worst - hope for the best

The Advisors @ Guthrie Insurance Brokers

If you hear that a severe storm or another type of natural disaster is headed your way, there are precautions you can take to help your family and your business be prepared.

If you are ordered to evacuate, do so. If you are not being evacuated, use your time wisely to make preparations designed to keep everyone safe during the event.

Here is what you need to do:

Communicate where you will be. Contact someone outside the affected area to tell them where you will be for the duration of the storm. Business owners should remind employees of your continuity plans, including information on how they will know if your facility is open for business once the storm has passed.

Shut off all utilities. If you do not know how to do this there is no better time that right now to learn. It is always a good idea to know how to turn off the gas, electricity and water in your home or place of business.

Learn the warning signs and alert signals for your area. Stay tuned to your local television or radio station for disaster-related information.

Collect emergency building materials. Depending on the type of disaster, you may want to consider having emergency materials on hand, such as plywood, sandbags and waterproof tarps.

Secure all outdoor objects or move them inside. Grills, patio furniture and flowerpots are common household items that can become airborne in high winds. Do not use grills inside or store propane tanks inside the house or garage. Business owners should also remember to secure outdoor signage, benches and equipment to minimize potential damage.

Keep your car fueled up. If you have an emergency generator, keep that fueled up as well, and always have spare fuel on hand that is stored in an approved container in a safe location.

Be sure you have car chargers for your cell phone, smart phone and other portable devices. Having car chargers available can assist you in staying in communication if your electricity goes out.

How To Spot Dangerous Conditions - Video

Talk to the RIBO licensed and bonded professionals at Insureplus by Guthrie Insurance today!