In British Columbia, driving without winter tires will not void an insurance policy in the event of a claim, but in a scenario in which a driver has crashed and winter tires may have helped to avoid it, it may be a deciding factor in determining fault, ICBC (Insurance Corporation of British Columbia) said.
"Drivers are always responsible for ensuring their vehicles are properly equipped for road conditions, just like making sure your wipers and headlamps are working well on dark and rainy nights," an ICBC release says.
"Driving without winter tires will not void your insurance in the event of a claim or mean that you are automatically at-fault for a crash. However, if you get in a crash where winter tires could have helped it may be a deciding factor in determining whether or how much you are at-fault."
The B.C. Ministry of Transportation and Infrastructure can also designate that winter tires are required on certain roads and highways – usually in northern B.C. and the Southern Interior.
"If you are driving on these roads without winter tires, police can ticket you and make you turn back," ICBC says.
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