Contact Us

Contact guthrie Insurance

Guthrie Insurance Brokers Ltd
Guthrie Financial Services Inc

505 Consumers Road, Suite 308 Toronto, Ontario

After hours claims emergencies 1-888-224-5677

Customary Office Hours are 9am to 5pm Monday to Friday Other times by appointment.

Guest parking: Self-serve paid parking is available directly on the east side of our building just off Hallcrown Place, which is the first street west of Victoria Park south off Consumers Rd. You will need to remember your license plate number.

On weekends or after hours messages are frequently monitored and you are welcome to leave a message in our message centre 416-487-5200 press “2"

Our team

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Mariana Roppa

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Jaclyn Gazarek

CIP, CRM, CAIB

Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

Katie Smith

CAIB

Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emma MacGregor

RIBO

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Miranda Ma

B.Sc, RIBO

Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

Carolyn Mortson

RIBO, CAIB

Carolyn, brings over 20+ years of knowledge and experience in the insurance industry in both Personal and Commercial Lines, Claims Mediation and Marketing to help make sure our clients are properly looked after. When not spending time with her granddaughters, Carolyn likes to work on broadening her insurance knowledge with continued education and professional development. Currently Carolyn has attained her Risk Management part 1, and is in the completion stages of her Canadian Professional Insurance Broker (CPIB) designation.

Carolyn is fastidious about her attention to detail, ensuring coverage is properly balanced to risk, exposure and premium cost. Her philosophy has always been “The highest compliment one can receive is the referral of family, friends and business associates" acknowledging a job well done. When you don't find Carolyn in the office, you'll find her in her garden, walking her Bernese or spending quality time with family.

Brendon Dunkley

RIBO

Brendon is a hockey fanatic. He takes great pride in, and spends considerable time with his children, and in coaching hockey with the Brampton Youth Hockey Assoc., where he has spent considerable time over the past 5 years. Brendon loves being outdoors, or indoors with a good movie, and enjoys being involved and helping people. He is presently working on his Chartered Insurance Professional designation and with his 15 years insurance experience he will make sure you are properly looked after.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Christina MacEwen

CAIB

Christina became a registered insurance broker in 1996, and joined Guthrie Insurance Brokers in June, 2001. She attained the professional designation of CAIB, Canadian Accredited Insurance Broker in 2005. A dedicated professional, Christina has been a member of the Young Broker Council and served on the Insurance Brokers of Toronto Region (IBTR) board. Christina is highly experienced and specializes in working with business owners and within the commercial, industrial and institutional insurance area. When not spending time with her family, Christina enjoys photography, scrapbooking, reading, and cooking

Jeff Clarkson

B.Comm, CPIB, CAIB

Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

Emma MacGregor

RIBO

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Jaclyn Gazarek

CIP, CRM, CAIB

Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

Katie Smith

CAIB

Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emanuela Caires

CAIB

Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

Emma MacGregor

RIBO

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Miranda Ma

B.Sc, RIBO

Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

Carolyn Mortson

RIBO, CAIB

Carolyn, brings over 20+ years of knowledge and experience in the insurance industry in both Personal and Commercial Lines, Claims Mediation and Marketing to help make sure our clients are properly looked after. When not spending time with her granddaughters, Carolyn likes to work on broadening her insurance knowledge with continued education and professional development. Currently Carolyn has attained her Risk Management part 1, and is in the completion stages of her Canadian Professional Insurance Broker (CPIB) designation.

Carolyn is fastidious about her attention to detail, ensuring coverage is properly balanced to risk, exposure and premium cost. Her philosophy has always been “The highest compliment one can receive is the referral of family, friends and business associates" acknowledging a job well done. When you don't find Carolyn in the office, you'll find her in her garden, walking her Bernese or spending quality time with family.

Brendon Dunkley

RIBO

Brendon is a hockey fanatic. He takes great pride in, and spends considerable time with his children, and in coaching hockey with the Brampton Youth Hockey Assoc., where he has spent considerable time over the past 5 years. Brendon loves being outdoors, or indoors with a good movie, and enjoys being involved and helping people. He is presently working on his Chartered Insurance Professional designation and with his 15 years insurance experience he will make sure you are properly looked after.

Michael Buckley

RIBO

Michael is a British national who moved to Canada in 2016 with his Canadian wife and children. With more than 20 years of international business experience in senior roles Michael joined the Guthrie team in August 2017 and will be responsible for developing and servicing commercial and personal lines clients. In his spare time Michael enjoys playing golf and tennis, as well as skiing in the winter.

Peter Harris

RIBO, CAIB

Peter Harris loves insurance and has partnered with neighbourhood business owners, professionals and homeowners to grow and protect their personal and professional dreams. After spending 2 decades working in finance and insurance, Peter knows that much of his clients success depends on cultivating a strong network, mitigating threats to families and business owners and helping identify how best to protect them - and it's seldom based on price. As a broker, he works for you, and on your behalf, putting him on the same side of the table when working with Canada's leading insurers to get you proper coverage at reasonable rates. In addition to his RIBO license Peter holds his CAIB (Canadian Accredited Insurance Broker) designation and enjoys playing rugby, creative design, embracing technology, and being an active parent and family man in the community.

Ryan Guthrie

CAIB, CIP

With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

Lynn Penney

CIP

Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

Alex Guthrie

CAIB

Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

Rebecca Lai

CAIB

Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

Agnes Wong

B.Comm, FIIC

Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

Emanuela Caires

CAIB

Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

Jeff Clarkson

B.Comm, CPIB, CAIB

Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

Emma MacGregor

RIBO

With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

Michael Buckley

RIBO

Michael is a British national who moved to Canada in 2016 with his Canadian wife and children. With more than 20 years of international business experience in senior roles Michael joined the Guthrie team in August 2017 and will be responsible for developing and servicing commercial and personal lines clients. In his spare time Michael enjoys playing golf and tennis, as well as skiing in the winter.

Peter Harris

RIBO, CAIB

Peter Harris loves insurance and has partnered with neighbourhood business owners, professionals and homeowners to grow and protect their personal and professional dreams. After spending 2 decades working in finance and insurance, Peter knows that much of his clients success depends on cultivating a strong network, mitigating threats to families and business owners and helping identify how best to protect them - and it's seldom based on price. As a broker, he works for you, and on your behalf, putting him on the same side of the table when working with Canada's leading insurers to get you proper coverage at reasonable rates. In addition to his RIBO license Peter holds his CAIB (Canadian Accredited Insurance Broker) designation and enjoys playing rugby, creative design, embracing technology, and being an active parent and family man in the community.

Luis Condinho

RIBO, CAIB

Luis is a former pilot and an aviation enthusiast with three athletic daughters – competitive swimmers and canoers – he can be seen either officiating at a Swim Canada sanctioned meet or at an airport somewhere in Ontario. With over 30 years of insurance experience in a variety of senior positions, Luis now specializes in the field of aviation insurance. His knowledge and experience allows our clients to benefit from risk management, surveys and detailed coverage analysis to help ensure there are no gaps or shortfalls in both aviation and other commercial non-aviation businesses.

  • Management & Administration

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Mariana Roppa

  • Client Services Personal

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Jaclyn Gazarek

    CIP, CRM, CAIB

    Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

    Katie Smith

    CAIB

    Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emma MacGregor

    RIBO

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

    Miranda Ma

    B.Sc, RIBO

    Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

    Carolyn Mortson

    RIBO, CAIB

    Carolyn, brings over 20+ years of knowledge and experience in the insurance industry in both Personal and Commercial Lines, Claims Mediation and Marketing to help make sure our clients are properly looked after. When not spending time with her granddaughters, Carolyn likes to work on broadening her insurance knowledge with continued education and professional development. Currently Carolyn has attained her Risk Management part 1, and is in the completion stages of her Canadian Professional Insurance Broker (CPIB) designation.

    Carolyn is fastidious about her attention to detail, ensuring coverage is properly balanced to risk, exposure and premium cost. Her philosophy has always been “The highest compliment one can receive is the referral of family, friends and business associates" acknowledging a job well done. When you don't find Carolyn in the office, you'll find her in her garden, walking her Bernese or spending quality time with family.

    Brendon Dunkley

    RIBO

    Brendon is a hockey fanatic. He takes great pride in, and spends considerable time with his children, and in coaching hockey with the Brampton Youth Hockey Assoc., where he has spent considerable time over the past 5 years. Brendon loves being outdoors, or indoors with a good movie, and enjoys being involved and helping people. He is presently working on his Chartered Insurance Professional designation and with his 15 years insurance experience he will make sure you are properly looked after.

  • Client Services Commercial

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Christina MacEwen

    CAIB

    Christina became a registered insurance broker in 1996, and joined Guthrie Insurance Brokers in June, 2001. She attained the professional designation of CAIB, Canadian Accredited Insurance Broker in 2005. A dedicated professional, Christina has been a member of the Young Broker Council and served on the Insurance Brokers of Toronto Region (IBTR) board. Christina is highly experienced and specializes in working with business owners and within the commercial, industrial and institutional insurance area. When not spending time with her family, Christina enjoys photography, scrapbooking, reading, and cooking

    Jeff Clarkson

    B.Comm, CPIB, CAIB

    Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

    Emma MacGregor

    RIBO

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

  • New Insurance Inquiries Personal

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Jaclyn Gazarek

    CIP, CRM, CAIB

    Jaclyn joined the Guthrie Insurance team in 2012. She has been helping individuals and families with their personal insurance needs since 2008. Jaclyn isn't happy until you're happy and is often described as going above and beyond to ensure her clients are satisfied. She is the "master of her craft" when it comes to finding insurance solutions for even the most unique situations and will work with you to create an insurance program specifically designed to meet your individual insuring needs. Her career parallels her ambitious work ethic and dedication to serve as a knowledgeable and trusted industry professional. She has worked very hard and is eager to learn which has helped her earn 3 very prestigious designations; Canadian Accredited Insurance Broker (CAIB), the Canadian Risk Manager (CRM) and the Chartered Insurance Professional (CIP). She recently got married and is looking forward to doing some travelling and starting a family with her husband.

    Katie Smith

    CAIB

    Katie has been in the insurance business since 2004 and specializes in personal insurance - arranging cost-effective insurance protection for homes, automobiles, and of course all of the "toys". Some of Katie's personal interests include movies, sports and spending time with her husband & dogs.

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emanuela Caires

    CAIB

    Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

    Emma MacGregor

    RIBO

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

    Miranda Ma

    B.Sc, RIBO

    Miranda has attained her Bachelor of Science degree, with a major in Chemistry. She is working towards her CAIB designation. Currently, her area of focus is personal home & auto insurance. As an amiable, open minded and result oriented professional, Miranda is dedicated to customizing an insurance package to fit you and your family's individual needs. She is fluent in both Cantonese and Mandarin. Outside of work, Miranda enjoys working out in the gym, watching movies, and spending time with her family.

    Carolyn Mortson

    RIBO, CAIB

    Carolyn, brings over 20+ years of knowledge and experience in the insurance industry in both Personal and Commercial Lines, Claims Mediation and Marketing to help make sure our clients are properly looked after. When not spending time with her granddaughters, Carolyn likes to work on broadening her insurance knowledge with continued education and professional development. Currently Carolyn has attained her Risk Management part 1, and is in the completion stages of her Canadian Professional Insurance Broker (CPIB) designation.

    Carolyn is fastidious about her attention to detail, ensuring coverage is properly balanced to risk, exposure and premium cost. Her philosophy has always been “The highest compliment one can receive is the referral of family, friends and business associates" acknowledging a job well done. When you don't find Carolyn in the office, you'll find her in her garden, walking her Bernese or spending quality time with family.

    Brendon Dunkley

    RIBO

    Brendon is a hockey fanatic. He takes great pride in, and spends considerable time with his children, and in coaching hockey with the Brampton Youth Hockey Assoc., where he has spent considerable time over the past 5 years. Brendon loves being outdoors, or indoors with a good movie, and enjoys being involved and helping people. He is presently working on his Chartered Insurance Professional designation and with his 15 years insurance experience he will make sure you are properly looked after.

    Michael Buckley

    RIBO

    Michael is a British national who moved to Canada in 2016 with his Canadian wife and children. With more than 20 years of international business experience in senior roles Michael joined the Guthrie team in August 2017 and will be responsible for developing and servicing commercial and personal lines clients. In his spare time Michael enjoys playing golf and tennis, as well as skiing in the winter.

    Peter Harris

    RIBO, CAIB

    Peter Harris loves insurance and has partnered with neighbourhood business owners, professionals and homeowners to grow and protect their personal and professional dreams. After spending 2 decades working in finance and insurance, Peter knows that much of his clients success depends on cultivating a strong network, mitigating threats to families and business owners and helping identify how best to protect them - and it's seldom based on price. As a broker, he works for you, and on your behalf, putting him on the same side of the table when working with Canada's leading insurers to get you proper coverage at reasonable rates. In addition to his RIBO license Peter holds his CAIB (Canadian Accredited Insurance Broker) designation and enjoys playing rugby, creative design, embracing technology, and being an active parent and family man in the community.

  • New Insurance Inquiries Commercial

    Ryan Guthrie

    CAIB, CIP

    With over 35 years experience, Ryan is the 2nd generation of his family looking after the insurance needs of Ontario businesses and families. A friendly, knowledgeable, skilled professional, Ryan manages personal insurance on a private client services basis and specializes in most commercial, industrial and institutional areas with a special expertise in manufacturing and processing. Ryan has attained his Chartered Insurance Professional (CIP) designation and is a Canadian Accredited Insurance Broker (CAIB). When not helping clients, Ryan enjoys the outdoors, traveling, music, reading, fishing and boating.

    Lynn Penney

    CIP

    Lynn Penney is an experienced, dedicated account manager with expertise in commercial as well as home and auto insurance. Her professional insurance career spans over 37 years and includes tenure with 3 insurance companies before becoming a broker in 1983. Lynn is also proud to have attained her CIP – Chartered Insurance Professional degree

    Alex Guthrie

    CAIB

    Alex's experience lies in arranging both commercial and personal insurance programs, for individuals and businesses alike. Some of Alex's personal interests include music and live performance; film and acting; and various sports such as water skiing, swimming, snow boarding and hiking. Alex has worked hard to become a Canadian Accredited Insurance Broker, and is currently pursuing his education to become a Canadian Insurance Professional.

    Rebecca Lai

    CAIB

    Rebecca's is a well-organized & dedicated professional account manager in the field of commercial and personal insurance. She has attained the professional designation of CAIB (Honored), Canadian Accredited Insurance Broker. She is also fluent in both Cantonese & Mandarin. When she is not helping clients or prospects with their insurance needs, Rebecca likes a competitive game of chess, reads or continues her insurance studies.

    Agnes Wong

    B.Comm, FIIC

    Agnes Wong graduated from the University of Toronto with a Bachelor of Commerce Degree. She received her Fellowship of the insurance institute (FCIP) shortly after as well as an unrestricted Level II broker license with RIBO. She has been providing insurance and risk consultation services to commercial business owners and individuals for over 20 years with expertise in the area of realty, industrial, manufacturing and retail.

    Emanuela Caires

    CAIB

    Since 2005 Emanuela has worked with families and business owners on a personal relationship basis helping them understand and arrange the most appropriate insurance for their needs. She has a special interest in several unique commercial areas including Dance Studios, Hair and Tanning Salons, Fitness Studios and Personal Trainers. Emanuela is also fluent in Portugese.

    Jeff Clarkson

    B.Comm, CPIB, CAIB

    Jeff works primarily with business owners and managers in providing insurance for the commercial, industrial and institutional areas with a special expertise in the print, automotive and sports industry. Jeff's personal interests include sports, mostly hockey where he is known province-wide for his referee talents, baseball & football; as well as music; and movies. Jeff has attained his Canadian Accredited Insurance Broker designation(CAIB). In May 2016 Jeff successfully completed the very demanding, Canadian Professional Insurance Broker (CPIB) designation. Jeff is a hard-working professional and brings a friendly, helpful, attitude to every insurance discussion.

    Emma MacGregor

    RIBO

    With over 20 years experience as a Broker, Emma is proficient in both Personal and Commercial Insurance. Emma has a passion for insurance and this, combined with her empathy and attention to detail, ensures your insurance needs will always be given prompt, caring and thoughtful attention.

    Michael Buckley

    RIBO

    Michael is a British national who moved to Canada in 2016 with his Canadian wife and children. With more than 20 years of international business experience in senior roles Michael joined the Guthrie team in August 2017 and will be responsible for developing and servicing commercial and personal lines clients. In his spare time Michael enjoys playing golf and tennis, as well as skiing in the winter.

    Peter Harris

    RIBO, CAIB

    Peter Harris loves insurance and has partnered with neighbourhood business owners, professionals and homeowners to grow and protect their personal and professional dreams. After spending 2 decades working in finance and insurance, Peter knows that much of his clients success depends on cultivating a strong network, mitigating threats to families and business owners and helping identify how best to protect them - and it's seldom based on price. As a broker, he works for you, and on your behalf, putting him on the same side of the table when working with Canada's leading insurers to get you proper coverage at reasonable rates. In addition to his RIBO license Peter holds his CAIB (Canadian Accredited Insurance Broker) designation and enjoys playing rugby, creative design, embracing technology, and being an active parent and family man in the community.

    Luis Condinho

    RIBO, CAIB

    Luis is a former pilot and an aviation enthusiast with three athletic daughters – competitive swimmers and canoers – he can be seen either officiating at a Swim Canada sanctioned meet or at an airport somewhere in Ontario. With over 30 years of insurance experience in a variety of senior positions, Luis now specializes in the field of aviation insurance. His knowledge and experience allows our clients to benefit from risk management, surveys and detailed coverage analysis to help ensure there are no gaps or shortfalls in both aviation and other commercial non-aviation businesses.